Northern Sold
11:42 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Had a Nissan Micra (2017) on PCP... mainly bought to get me daughter on the road at a cheap price... was paying £185 a month... chucked the car back at them after 3 years... wanted to get a top of the range Qashqai spoke to dealer I got the Micra from... they reckon they could get me a great deal paying around £350 per week... thought fuck that.... spoke to a MATE who had the car I wanted ... he bought it outright through a company called UK cardiscount... spoke to the company...could get the top of the range car that I wanted for £21k (RRP £30k.... same car a year old at the dealership with 5000 miles on it cost £25k)... stuck on mortgage for 12 years... repayments £148 a month... job done... I'll never go near dealerships or PCP ever again...
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Block
11:45 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Nissan Micra....
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penners28
11:46 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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sub prime car finance was a joke. you would go into a showroom and none of the cars had prices on them. the customer was told to have a look round, pick 4 cars they liked, and then they would be quoted the monthly payment on each one.
this payment would be broken down into days to make it sound cheaper. it was only when some people looked at the deal that they realise they had paid 15k for a 10k car, with a huge interest rate.
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Northern Sold
11:50 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Yeah Micra be no good for you Bolty... no way you would get your Zeppelin head in the car...
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Northern Sold
11:51 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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penners... scandalous mate
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Block
11:52 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Learnt to drive in a micra, must admit it was a squeeze.
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mallard
11:52 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Was it a convertible?
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Northern Sold
11:54 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Actually TBF the new shape Micra is about 1000 times upgrade on the older Herbie shaped shit...
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Block
11:57 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Not seen it.
I'm looking to purchase a VAN, preferably with a lot of head room.
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Come On You Irons
11:59 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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I reckon Block drives a SKODA.
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Block
12:00 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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MG ZS, actually Irons son.
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Moncurs Putting Iron
12:00 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Penners,
Thanks. If it is GAP insurance, both my PCP were about managing risk and keeping capital vs having manageable monthly costs so I cut the salesperson short on it because I had the money.
Even if I had wanted it , it was much cheaper to obtain privately through price comparison websites.
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Moncurs Putting Iron
12:03 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Come On You Irons 11:59 Wed May 26
I like this game:
Do me, do me.
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Johnson
12:03 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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penners28 11:46 Wed May 26
It's this side of it I think is being looked in to. Basically dealers could set their own rate of interest to frig it in their favour.
I went through a BMW dealership a few years back for a PCP so might give this a go as they were CUNTS.
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Block
12:04 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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"do me do me"
Bit early for that, aint it?
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Moncurs Putting Iron
12:05 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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WHO clock makes it acceptable Block
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Block
12:06 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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*lubes up*
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Darlo Debs
12:09 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Needed a car for work but can't get any deals through the company and would have been crazily expensive as on a zero hour contract Thankfully a very good friend stepped in and lent me the money. Bless them
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Northern Sold
12:10 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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I know people have to make money etc…. but it stinks when I can buy a brand new car £30k car for £21k.. and that company I have bought the car from are making money…
Dealerships = Muggers
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Come On You Irons
12:10 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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Just Googled MG ZS.
"RRP: From £14,703.50"
Hahahahahahahahaha!
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Moncurs Putting Iron
12:13 Wed May 26
Re: Has anyone bought a car on finance in the past ten years?
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COYI
I am seeing you in a custom coach built GT tourer,
this one to be exact:
https://external-preview.redd.it/migrbBi5ibzEfiWwzSSRvv3iOYOShKywUP1i7IyRnBs.jpg?auto=webp&s=8b9101c0027ca7d133eacce82c85980cc9423e0d
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